None of our medical or surgical coverage requires a co-payment or even a schedule of payment, which can save you thousands of dollars on a claim.

 

Here are our 6 most popular medical coverage options, available on horses from 31 days through 15 years of age, and through age 20 with company consent.

 

The following three comprehensive medical/surgical policies have a $375 deductible per claim, and include:

  1. $15,000 Major Medical plus Surgical - pays up to $15,000 on horses insured for $15,000 or more and costs $625. Limits diagnostics to $2500 (aggregate $4000) and treatment to $2500 (aggregate $4000). Deductible $400.
  2. $10,000 Major Medical plus Surgical - pays up to $10,000 on horses insured for $10,000 or over, and costs $525. Limits diagnostics to $2500 (aggregate $4000) and treatment to $2500 (aggregate $4000). Deductible $400.
  3. $7,500 Major Medical plus Surgical - pays up to $7,500 on horses insured for $7,500 or over and costs $425. Limits diagnostics to $2500 (aggregate $4000) and treatment to $2500 (aggregate $4000). Deductible $400.

 

To clarify, the three above-listed comprehensive medical/surgical endorsements provide that:

  1. Sudden and catastrophic lameness issues, such as founder, or sudden physical injury, and will not be subject to the above-mentioned limits.
  2. Most treatments that are typically excluded by other companies, such as IRAP, Tildren, Stem-cell therapy, nuclear scintigraphy, MRI, and shockwave therapy, are covered.

For horses at higher athletic risk (eg. jumpers, advanced dressage, reiners, event horses) where a limit on lameness diagnostics and treatment may not be desirable, we recommend the following:

  1. $10,000 med/surg for horses insured at $10,000 and above, premium $500, deductible $500. No internal limits on lameness diagnostics or treatment.
  2. $7,500 med/surg for horses insured at $7500 and above, premium $275, deductible $300. No internal limits on lameness diagnostics or treatment.
  3. $5,000 med/surg for horses insured at $5,000 and above, premium $225, deductible $300.

 

By the way, every one of our policies provides an extra Emergency Colic Surgery payment of $3,000 (or 60% of the horse's value, whichever is less). And, if you are looking for more basic coverage, we have that at a correspondingly lower cost. Tell us what you need, and we'll ensure that you get the best match for your horse.


Let's get started! For a no-obligation quote, submit the completed form below today!!



Get your FREE copy of our report:
"The Five Most Critical Things to Know When Buying Horse Insurance".
First Name *
Last Name *
Email *
 
 
We won't share your contact info with anyone!

"To Whom It May Concern:

Do you want the best insurance coverage for your horse? Do you want efficient, courteous service from knowledgeable horse people? Do you want an agency that will 'be there' for you in emergency situations or should a claim be necessary? If your answer is yes, then contact Jacobi Group.

In over 12 year's experience, they have never let me down on any level. You will find no one with more expertise and compassion in the horse industry than Ruth and Georgia. I have always been satisfied with their service and through the years have developed a true friendship with both these ladies as well as a healthy respect for their business attributes.

Insure with Jacobi Group and your insurance woes are behind you."

Marilyn Leonard


Contact the Jacobi Group
Phone: 1-800-355-4868
FAX: 1-928-649-3879
EMAIL: info@horseinsure.com
Postal Service:
1395 S. Bates Lane, Cottonwood, AZ 86326.



Barrel racing.